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Florida First Insurance offers 30 insurance carriers and by filling out the quote form below you can compare your current coverage or shop new coverage and bind a policy all on your own. The quotes you see are based on your current situation including driving record, accidents, and coverage options. If you would prefer assistance you can call our toll free number 888-206-0565 . Para una cotizacion en español haga click aqui

If you prefer and are in the neighborhood, then stop by our retail locations in Hollywood or Deerfield Beach. We also offer health, home, commercial, life and every type of insurance for individuals and companies. Even dental!

426 W Hillsboro Blvd
Deerfield Beach, FL 33441
 
2515 Hollywood Blvd
Hollywood, FL 33021
 

We currently have contracts and affiliations with Allstate, GMAC, Safeco, Mercury, Progressive, Travelers, Foremost or Bristol West, and for non standard we offer a large selection of regional Florida companies.  If you are looking for infomation we would love to talk to you and are standing by at 888 206 0565 to answer all your questions.  We also will get in Florida auto insurance law and coverages in depth on this website for those doing research on companies or a specific Florida policy.

We have found that many Floridians prefer to shop based on the minimum auto insurance requirements.  Either way we have enough carriers to find the perfect company for your needs.  If you want to insure the an old Pinto to a fleet of commercial automobiles we can get you the most coverage at the best price.  And our experts will never try to up-sell you anything, so if you have decided to only carry PIP (Personal Injury Protection) and PD we won’t fight you, we will only insure you.

Florida Auto Insurance Laws

According to Florida law the minimal insurance coverage for your cars with is $10,000 for personal injury protection or PIP and $10,000 for property damage liability or PDL.

Florida is one of a handful of states that has a “no-fault” insurance policy.  In Florida this law refers to medical bills.  Essentially, in a no-fault accident each driver’s medical expenses would be covered by their own policy.  No fault does not apply to property damage which is covered by the at fault party’s insurance plan.  This may be a strong incentive to raise your limits on your policy especially on the property damage side.

When shopping for auto insurance, because of all the variables involved, it is very important to get a quote from as many carriers as possible.  Your credit is a huge variable when it comes to both the amount of the premium and the method or mode that you are allowed to pay with.  Some companies will allow you to pay monthly assuming your credit score is high enough.  Obviously, your driving record is also immensely important.